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Uqbar - A Financial Knowledge Company Terms and Conditions

Terms and Conditions of Subscription to Uqbar's Publications and Use of its Site

The Terms and Conditions of Subscription to Uqbar's Publications and Use of its Site ("Terms and Conditions") detailed below stipulate the procedures adopted by Uqbar Educação e Informação Financeira Avançada Ltda. ("Uqbar") for collecting, analysing, storing, using and divulging the information included in all its publications.

Uqbar's publications bring you information about the Brazilian securitization market. Upon purchasing one of our publications, or becoming a subscriber, you thereby declare your agreement with these Terms and Conditions as well as those related to the use of the Site.

Regarding the Publication's Contents

Uqbar employs its best efforts to verify the accuracy of the data contained in its publications. Our information is obtained from sources considered to be reliable, but its precision and integrity is not guaranteed.

Uqbar assumes no responsibility for any losses or damages that may arise from the use of erroneous information. None of the information from Uqbar's publications may be copied, reproduced or divulged by any person, in whole or in part, in any format, for whatever reason, without the written authorization of Uqbar. Our publications are not recommendations to buy or sell securities.

The contents of the Brazilian Domestic Securitization Market Quarterly Report, as well as all of Uqbar's other publications, including texts, images, graphs, photographs, designs, icons, information, data, analysis, worksheets, articles, boletins, communiqués, letters and other material ("Contents"), are supplied for information purposes only and are not intended for commercial use.

The distribution, publication, transmission, modification, creation of derivative products or services, commercial exploitation, in any form and in any language, in whole or in part, of any segment or segments of the Contents is strictly prohibited.

Subscriber's Rights

Upon subscribing to Uqbar's Brazilian Domestic Securitization Market Quarterly Report, you have the right to receive quarterly reports covering the Brazilian domestic securitization market, in digital format.

Uqbar commits to supplying the above referenced publications and reserves the right to contribute additional Contents, at its exclusive critéria, without these constituting parts of the subscription package.

Supplying Information

Upon purchase of a subscription to Uqbar's Brazilian Domestic Securitization Market Quarterly Report, you (the "Purchaser") will be required to supply a minimal amount of personal data ("Personal Information") that are needed for user identification and to individualize your investment.

We will take all precautions available to us, technologically and economically, to ensure the confidentiality of your Personal Information in accordance with the terms established in the present policy. Uqbar will transfer these data from your computer to our servers and store them in our data base using procedures and technologies to avoid loss of data, unauthorized access, alteration or destruction of information.

Notwithstanding the above, the Purchaser assumes full responsibility for the safekeeping of access keys, log-ins, passwords, identification numbers or other resources which may be used, all of which are personal and non-transferable.

Use of Information

Uqbar is permitted to use the Personal Information provided by Purchasers for the purposes of sending information about events and promotions to be realized (even those not solicited) and conducting market research.

Uqbar is permitted to divulge the Personal Information provided by Purchasers to third parties, in any location, in the event that Uqbar: (i) hires third parties to communicate its activities and events: (ii) sells, cedes or transfers the rights of Brazilian Domestic Securitization Market Quarterly Report and/or other publications, (ii) sells, cedes or transfers its Site, or (iii) is required to do so by competent legal authority.

Notwithstanding the above, the act of supplying any Personal Information will be interpreted as your agreement and authorization to collect and divulge the Personal Information, by Uqbar, in accordance with the terms of this policy.

Links to other Sites and references to other Companies

In order to bring you, our reader, a variety of Content and information about the Brazilian securitization market, Uqbar may develop mecanisms by which you, through of our Site, will access our links of hypertext from sites, information or third party services contained on the internet ("Third Party References").

Any Third Party References made by Uqbar, either on our Site or by means of references in any of our publications, are intended merely for information purposes and do not constitute or imply co-responsibility, endorsement, sponsorship or recommendation by Uqbar.

Uqbar has no responsibility for the content of other sites that you may access by means of Uqbar's Site or through written reference in any of its publications, nor for the terms and conditions of their privacy policies or the information security procedures they may adopt.

Uqbar's Guaranties and Responsibilities

Uqbar offers no guaranties regarding the precision, technical correctness or typographical accuracy that may eventually appear in the Contents. Furthermore, Uqbar offers no guaranty related to the quality, funcionality, exactness, timeliness and breath of information on its Site.

Bearing in mind the above, the confidence you place in the Contents of Uqbar's Site and publications is entirely your responsibility.

The Contents of the Site, reports, articles and informative boletins are available in the format in which they are found. Uqbar can, at any time and without prior notification, introduce changes in its products, services, programs and/or the entire Contents.

Uqbar has no responsibility of any kind for any damage or loss in your equipement or system caused: (i) by system failure or failure of an internet server, (ii) by any virus that may impact your equipment as a result of access, utilization or navegation on the Uqbar Site, or (iii) as a result of the transmission of data, arquives, images, texts or audio.

Uqbar's Rights

The Contents constitute a proprietary right, commercial brand, service brand, patent, exclusive right, license or any other intellectual property right belonging to Uqbar. Specifically, the brand "Uqbar" and the logo, are exclusive property of Uqbar. All proprietary rights of articles posted on Uqbar's Site and in its publications, unless otherwise indicated, belong to Uqbar.

These Terms and Conditions of Subscription to Uqbar's publications and Use of its Site do not constitute a license to use or cession of any rights by Uqbar of the Contents, nor of the rights of the authors of the articles. Under no circumstances does Uqbar cede to you, the user of the Site or reader of our publications, rights of products, services, processes or technologies related, directly or indirectly, to the Contents either of Uqbar's Site or its publications.

User Responsabilities

You, the user, accept and recognize that all internet connections and other technological resources utilized by Uqbar are provided by third party service providers, and Uqbar does not guaranty and is not responsible for any failure or interruption of the services provided by these third party suppliers, nor does it accept responsibility for any loss that may occur as a result of failure or interruption of these services provided by third parties to Uqbar.

You, as user, declare and accept full responsibility for the risk of loss that may arise from use of the Site. In no circumstances will Uqbar be held responsible or have any obligation to indemnify you, the user, for any specific losses or damages, direct, not specified previously, emerging or punative, that may arise as a result of your subscription or purchase of Uqbar's publications or use of the Site.

Contacting Information

Should you have questions, comments or concerns regarding these Terms and Conditions or regarding any information on this Site, please reach us using the contact information below.

E-mail: info@uqbar.com.br
Telephone: 55 21 25292925
Address: Uqbar Educação e Informação Financeira Avançada, Av. Ataulfo de Paiva 1079 / s. 401, Leblon, Rio de Janeiro, RJ , 22440-034, Brasil

Changes

Uqbar can, at any time, change or modify the Terms and Conditions of Subscription to Uqbar's Publications and Use of its Site, including changes in the Contents as well as the technologies employed or any other method related to information processing or our policy regarding the use of information collected and used in its publications or Site. We recommend that you visit this page regularly in order to accompany any changes that Uqbar may adopt in the Terms and Conditions of Subscription to Uqbar's Publications and Use of its Site.

Your use of the Site after the implementation of any change by Uqbar implies in your immediate acceptance of those changes.

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